Parents make many decisions, daily, multiple times a day. Just consider this: how many of them have financial implications? Some may have immediate implications; some may have long term significance. ZillionMom starts including kids in these money ” should we”s or “should we not”s as early as possible. For a ZillionMom a five year old is old enough to decide how much money to spend on candy while shopping for family groceries or vote for a family vacation choices based on cost, among other things.